USDA Vs. FHA your options comparison in Fort-Payne, DeKalb County, AL

In 2024, USDA loan limit in Fort-Payne, county of DeKalb, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Fort-Payne, county of DeKalb, AL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Fort-Payne, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Silvertrust Funding, Inc
  • 29995 Technology Drive, Suite 307, Murrieta, CA, 92563
  • Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
  • Gold Rush Mortgage
  • 34119 Thistlewood Avenue, Murrieta, CA, 92563
  • Gold Rush Mortgage, we help you obtain your goal of financial freedom by working with you on the purchase of investment properties in Murrieta, CA. Making intelligent investments goes a long way toward giving you and your family a secure and financially sound future.Our team has in-depth knowledge of financing and the real estate market.
  • Everyone's Loan Company Inc
  • 29970 Technology, Suite 114, Murrieta, CA, 92563
  • Everyone's Loan Company Inc We offer the most competitive rates we can, while also trying to offer new technology that allows our clients to feel connected and updated throughout their refinance process. and also Our wholesale platform and the large amount of volume we do, allows us access to the most competitive rate sheets in the country.
  • A Plus Home Loans
  • 29970 Technology Dr, Suite 202, Murrieta, CA, 92563
  • A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
  • CONDE MORTGAGE CORP
  • 33952 Fennel Pl., Murrieta, CA, 92563
  • Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • La Loma FCU
  • 26151 Mayberry St, Loma Linda, CA, 92354
  • Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
  • 1st United Mortgage
  • 25612 Barton Rd, Suite 344, Loma Linda, CA, 92354
  • We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.
  • Ponce & Ponce Realty
  • 2086 S E St, San Bernardino, CA, 92408
  • Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
  • Neighborhood Housing Services Of The Inland Empire
  • 1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
  • Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients'​ housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
  • Spot ON Lending, Inc.
  • 3242 East Coast Highway, Corona Del Mar, CA, 92408
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
  • Arrowhead Mortgage
  • 225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Celer Mortgage Incorporated
  • 1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
  • Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.