USDA VS FHA in Albertville, Marshall County, AL

In 2024, USDA loan limit in Albertville, county of Marshall, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Albertville, county of Marshall, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Albertville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
  • Arrha Credit Union
  • 145 Industry Avenue, Springfield, MA, 01104
  • We’re member-owned and operated so you’ll always feel at home here. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community. Our Mission is to assist our members in reaching their financial goals by providing superior products and services in a personalized manner.
  • Minnesota Power Employees Credit Union
  • 30 West Superior Street, Suite 126, Duluth, MN, 55802
  • Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
  • North Shore Bank of Commerce
  • 131 W. Superior St, Duluth, MN, 55802
  • North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
  • Harbor Pointe Credit Union
  • 11 W 2nd St, Duluth, MN, 55802
  • We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
  • Ed-Med Federal Credit Union
  • 601 Ford Street, Ogdensburg, NY, 13669
  • Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union
  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.
  • Premier Source Federal Credit Union
  • 232 North Main Street, East Longmeadow, MA, 01028
  • Premier Source Federal Credit Union is a not-for-profit, member-owned financial institution that exists to serve the financial needs of our member owners. Our focus is our members and their local community. At Premier Source, every depositor is an owner and shareholder and has a voice in shaping our direction.