USDA Loan Vs. FHA loan for La-Fayette, AL [Chambers County Rates 2023]

In 2024, USDA loan limit in La-Fayette, county of Chambers, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in La-Fayette, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(951) 609-1200 1833 miles Lender's profile and map Reviews Bear Creek Mortgage Bear Creek Realty, Murrieta, CA, 92562 Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.
(888) 818-2141 1833 miles Lender's profile and map Reviews Omni-Business Funding, Inc. 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562 Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(619) 669-5518 1833 miles Lender's profile and map Reviews NexGen Mortgage 25096 Jefferson Ave, Murrieta, CA, 92562 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(951) 471-8833 1833 miles Lender's profile and map Reviews CIB Funding 26413 Jefferson Ave, Murrieta, CA, 92562 CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.
(208) 755-9063 1833 miles Lender's profile and map Reviews Omni-Fund Inc 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562 Omni fund has been in operation for over 20 years. They choose to work with well versed and experienced mortgage loan officers across the country. This allows the client to experience low fees, quick turn times to close, and a superior loan officer experience. As your broker Bob services help you with the necessary financing.
(800) 895-1504 1833 miles Lender's profile and map Reviews United Loan Center 41663 Date Street, Suite 201, Murrieta, CA, 92562 Mark D Woelky's vision was to create lasting relationships with each and everyone of our clients so that we may continue providing excellent service for many years to come. Unlike many of the corporate mortgage companies that are out there, all your information will be kept secure and private.
(951) 200-5163 1833 miles Lender's profile and map Reviews Lending Done Right 41176 Guava Street, Suite A, Murrieta, CA, 92562 Lending Done Right was established over a decade ago as a full service mortgage brokerage, in California. Since then, we have provided superior service to clients all over the country. Lending Done Right is proud to now of our expansion to Southern Missouri. We look forward to providing our new Missouri family with the un-equaled service.
(951) 208-6933 1833 miles Lender's profile and map Reviews Vault Financial 24910 Las Brisas, Suite 119, Murrieta, CA, 92562 VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
(951) 553-0607 1833 miles Lender's profile and map Reviews Mountain View Financial, Inc. 24947 Truman Place, Murrieta, CA, 92562 Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
(951) 691-1373 1833 miles Lender's profile and map Reviews Miller Financial, Inc. 41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562 Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
(858) 774-4264 1833 miles Lender's profile and map Reviews THERESA MORRIS REALTY GROUP 26499 Bladen Avenue, Murrieta, CA, 92562 The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!