USDA Loan Vs. FHA loan for Irondale, AL [ best of 2023]

In 2024, USDA loan limit in Irondale, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Irondale, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 564-9478 https://www.fnbcortez.com/ 1266 miles Lender's profile and map Reviews First National Bank Cortez 2258 East Main Street, Cortez, CO, 81321 In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
(207) 746-3428 https://eastmillfcu.org/ 1270 miles Lender's profile and map Reviews Eastmill Federal Credit Union 60 Main St, East Millinocket, ME, 04430 Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.
(701) 228-2236 http://www.firstbottineau.com/ 1272 miles Lender's profile and map Reviews First National Bank and Trust Bottineau 424 Main St, Bottineau, ND, 58318 First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
(970) 243-6600 https://hlsb.com/ 1273 miles Lender's profile and map Reviews Home Loan State Bank 205 N. 4th Street, Grand Junction, CO, 81501 Home Loan’s mission is to be the preeminent financial services company in Western Colorado. Our vision involves continuously evolving and growing our institution by adding new services and products, recruiting and retaining the best bankers, lenders and service staff, all the while merging cutting edge technology with traditional values.
(970) 243-2434 https://www.westernrockiesfcu.org/ 1273 miles Lender's profile and map Reviews Western Rockies Federal Credit Union 2302 North Avenue, Grand Junction, CO, 81501 As a financial cooperative, the best interests of our members and community have always been at the forefront of our business. From our humble beginnings, Western Rockies has become one of the largest local financial institutions serving Colorado’s Western Slope. Today, Western Rockies FCU has 13,600 members and locations in Grand Junction, Rifle.
(970) 243-7330 https://www.riograndefcu.org/ 1273 miles Lender's profile and map Reviews Rio Grande Federal Credit Union 760 Rood Avenue, Grand Junction, CO, 81501 Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
(970) 242-3100 https://www.harmonyfcu.org/ 1273 miles Lender's profile and map Reviews Harmony Federal Credit Union (FCU) 504 Court Road, Grand Junction, CO, 81501 Our Mission is To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community. Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners.
(970) 243-7280 https://www.coloramo.org/ 1273 miles Lender's profile and map Reviews Coloramo Federal Credit Union 516 28 Road, Grand Junction, CO, 81501 Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
(970) 242-2288 http://www.wcmortgageinc.com/ 1273 miles Lender's profile and map Reviews W.C. Mortgage Inc. 803 White Avenue, Grand Junction, CO, 81501 At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
(970) 243-1370 https://www.grandjunctionfcu.org/ 1277 miles Lender's profile and map Reviews Grand Junction Federal Credit Union 633 24 Road, Grand Junction, CO, 81505 GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.
(701) 872-3656 https://www.fsbofgolva.com/ 1281 miles Lender's profile and map Reviews First State Bank of Golva 410 Terrell Ave, Golva, ND, 58632 First State Bank of Golva, Beach, Medora celebrates 100 years of community service. The First State Bank of Golva, Beach, and Medora have a commitment to the community, sharing a common past continuously since 1914. First State Bank offers full, friendly service for all your banking needs at competitive rates by local people who care.