2023 FHA Loan Limits for San-Francisco, San Francisco County, California

In 2024, FHA loan limit in San-Francisco county of San Francisco, California is $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in San-Francisco county of San Francisco, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits San-Francisco county of San Francisco, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Better Loans Corporation
  • 9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
  • Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual. Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market
  • True Path Loans Inc
  • 16520 Bake Parkway, Unit 125, Irvine, CA, 92618
  • True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.
  • Watermark Home Loans
  • 100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
  • "Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
  • SmartMoney Realty & Mortgage
  • 16 Technology Drive, Suite 142, Irvine, CA, 92618
  • The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty
  • Everwise Home Loans & Realty
  • 15615 Alton Parkway Suite 450, Irvine, CA, 92618
  • At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you
  • Eagle Home Mortgage
  • 15131 Alton Parkway Suite 235, Irvine, CA, 92618
  • Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.
  • Ryan Grant Team - A Professional Mortgage Experience
  • 100 Spectrum Center Dr #750, Irvine, CA, 92618
  • The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.
  • KS Capital, Inc.
  • 16520 Bake Parkway, Suite 105, IRVINE, CA, 92618
  • Parse Mortgage is a California only Southern California Lender property.up to 60% LTV of After Renovation ValueRates as low as 9.95%Must have mimimum 5 flips successfully sold within last 24 monthsBorrower must have liquid funds in excess of amount required to renovate property Maximum Loan Amount.