For 2026, the FHA loan limits in Clovis county within Fresno, CA, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums for a single-family residence reach $726,200, for 2-unit buildings it's $929,850, for 3-unit homes $1,123,900, and for 4-unit structures, it is $1,396,800.
To find today's best FHA rates and assess your potential down payment, income requirements, credit details, reserves, and needed documents, make use of our FHA calculator.
Leverage the Lendersa® calculator to compare FHA rate and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Collating data from thousands of lenders, Lendersa® quickly aligns this information against your detailed financial profile and requirements.
Access the Loan Limits Comparison Table for 2026 in Clovis, Fresno, CA, to compare maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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