In 2026, FHA loan limits in Banning county of Riverside, CA are $644,000 for a single-family home, $824,450 for two units, $996,550 for three units, and $1,238,500 for four units.
The maximum loan limits for conventional loans on a single-family residence are $726,200 for a single unit, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view today’s optimal FHA rates and establish the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® retrieves data from thousands of lenders, aligning it quickly with your financial profile to provide tailored comparisons.
The Loan Limits Comparison Table for 2026 in Banning county of Riverside, CA shows details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $644,000 | $824,450 | $996,550 | $1,238,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $460,000 | $460,000 | $460,000 | $460,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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