FHA Loan Limits for Banning, Riverside County, CA in 2025

In 2025, FHA loan limits in Banning county of Riverside, CA are $644,000 for a single-family home, $824,450 for two units, $996,550 for three units, and $1,238,500 for four units.

The maximum loan limits for conventional loans on a single-family residence are $726,200 for a single unit, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to view today’s optimal FHA rates and establish the needed downpayment, income, credit, reserves, and documents to qualify.

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The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Banning county of Riverside, CA shows details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Banning county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $644,000 $824,450 $996,550 $1,238,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $460,000 $460,000 $460,000 $460,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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