2025 FHA (Government Loans) Limits for Banning, Riverside County, California

In 2025, FHA loan limits in Banning county of Riverside, CA are $644,000 for a single-family home, $824,450 for two units, $996,550 for three units, and $1,238,500 for four units.

The maximum loan limits for conventional loans on a single-family residence are $726,200 for a single unit, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to view today’s optimal FHA rates and establish the needed downpayment, income, credit, reserves, and documents to qualify.

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The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Banning county of Riverside, CA shows details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Banning county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $644,000 $824,450 $996,550 $1,238,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $460,000 $460,000 $460,000 $460,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • My Reverse Options
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
  • Group Capital Mortgage Inc
  • 6080 Center Drive, Suite 600, Los Angeles, CA, 90045
  • Group Capital has been in business for over 15 years strong. We specialize in helping our clients buy, sell, and finance their dream home throughout California. As a Real Estate and Lending Firm we have an edge over our competition which we use to form close, memorable bonds with our clients.
  • The West Coast Investment Group
  • 7367 Coastal View Drive, Los Angeles, CA, 90045
  • Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.
  • Pointe of View International Inc.
  • 6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045
  • At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Golden Key Home Loans
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.