FHA VS Conventional loan in Muscle-Shoals, Colbert County, Alabama

In 2024, Convetional loan limit in Muscle-Shoals, county of Colbert, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Muscle-Shoals, county of Colbert, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 35661, 35662

Conventional and FHA loan options in Muscle-Shoals, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Kauai Federal Credit Union
  • 2976 Ewalu Street, Lihue, HI, 96766
  • In 1947, we started a credit union for employees of the territory of Hawaii and the county of Kaua’i. Our goal was not only to provide county, state, and federal government employees & their families with basic financial needs but also to invest in and grow the quality of life on the island. Over 70 years later we’re still committed to our goal
  • Gather Federal Credit Union.
  • 4493 Pahee Street, Lihue, HI, 96766
  • Our story begins in 1954. Ten hard-working pineapple farmers pooled their resources and did something none of them could have done alone: collected $595 for lending and purchased heavy equipment. They believed that together they could provide a better life for their families, for their community, and for Kaua‘i. They gathered. And they grew.
  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company). In 2007, we changed our name to Garden Island Federal Credit Unio
  • Island Pacific Mortgage Inc.
  • 3016 Umi Street, Suite 201, Lihue, HI, 96766
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.