Explore the differences! FHA VS Conventional loan programs in Madison, Madison County, Alabama

In 2024, Convetional loan limit in Madison, county of Madison, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Madison, county of Madison, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35758, 35756

Conventional and FHA loan options in Madison, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client! We look forward to completing a smooth loan process, and you will be excited to tell your friend
  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
  • Straight Talk Lending
  • 1621 17th St D, Santa Ana, CA, 92705
  • Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
  • Tru Finance
  • 2932 Daimler St, Santa Ana, CA, 92705
  • Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
  • Lending Depot
  • 1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
  • "At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience. Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
  • 0 PointLoan
  • 2700 N. Main Street, Suite 761, Santa Ana, CA, 92705
  • "0 PointLoan With over 30 years of expertise in the Mortgage industry and thousands of loans closed - we have learned that educating people is the best way to gain trust from our consumers. Not only do we help you close your loans, we also educate you to make better financial decisions FOR LIFE."
  • RiteFit LLC
  • 400 N. Tustin Ave, Santa Ana, CA, 92705
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.