FHA VS Conventional loan programs in 2024 for Fairhope, Baldwin County, Alabama

In 2024, Convetional loan limit in Fairhope, county of Baldwin, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Fairhope, county of Baldwin, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 36532

Conventional and FHA loan options in Fairhope, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Idaho First Mortgage - Oswald Talbot Group
  • 3340 Merlin Drive, Idaho Falls, ID, 83404
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Bell Financial Group
  • 1833 E 17th St, Idaho Falls, ID, 83404
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • InterWest Mortgage
  • 1275 E 17th St, Idaho Falls, ID, 83404
  • InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
  • Idaho First Mortgage
  • 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
  • SEI Credit Union
  • 555 N 5th Avenue, Pocatello, ID, 83201
  • At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
  • Connections credit union
  • 1150 North 8th Avenue, Pocatello, ID, 83201
  • Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
  • Advantage Plus Federal Credit Union
  • 2133 E Center St, Pocatello, ID, 83201
  • We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,